Finding and Recovering Unclaimed Money

Finding and Recovering Unclaimed Money Unclaimed cash is cash abandoned as overlooked financial balances, utility stores, compensation, charge discounts, annuities, disaster protection approaches and that's only the tip of the iceberg. As a rule, unclaimed cash can be recouped by the legitimate owners.â Both the state and governments might be holding unclaimed cash and both give assets to finding and recouping it. You Might Have Unclaimed Property If†¦ You have moved with or without-leaving a sending address. (Moving is the fundamental wellspring of surrendered utility stores and financial balance balances.)You have resigned, been reassigned, or laid off from a job.You have not made an exchange on your checking or bank account for more than three years.You have halted installments on a protection policy.You have an uncashed look at made to you over 3 years agoYou routinely discard your mail without perusing it.You have seen that standard profit, premium, or sovereignty checks have halted coming.You have settled a perished relatives home. State Unclaimed Money Resources States are the best spot to search for unclaimed cash. Each state handles the revealing and assortment of unclaimed property and each state has its own laws and techniques for recuperating unclaimed property. Every one of the 50 states have secure online unclaimed cash and property search applications on their sites, alongside data on the best way to guarantee and recuperate it. Unclaimed cash frequently held by the states comes as: Utility stores (normal), credit adjusts, store discounts State personal assessment refundsUncashed checksStock authentications or records, securities, shared reserve accountsLife protection approach proceedsUndistributed wagesChecking and investment funds accountsGift certificatesTravelers ChecksSafe store boxesRoyalty paymentsCourt grants or stores Government Unclaimed Money Resources In contrast to the states, no single organization of the U.S. government can or will assist individuals with recuperating their unclaimed property. â€Å"There is no administration wide, unified data administration or database from which data on unclaimed government resources might be acquired. Every individual Federal organization keeps up its own records and would need to research and discharge that information on a one case at a time case basis,† states the United States Treasury Department. In any case, some individual government organizations can help. Back Wages On the off chance that you figure you might be owed back wages from your manager, search the Department of Labor’s Wage and Hour Division’s online database of laborers for whom it has cash holding on to be guaranteed. Veteran’s Life Insurance Funds The U.S. Division of Veterans Affairs (VA) keeps up an accessible database of unclaimed protection supports that are owed to certain present or previous policyholders or their recipients. In any case, the VA takes note of that the database does exclude assets from Servicemembers’ Group Life Insurance (SGLI) or Veterans’ Group Life Insurance (VGLI) approaches from 1965 to the present.â Benefits from Former Employers While it not, at this point offers an accessible database, the government Pension Benefit Guaranty Corporation offers data on organizations that have left business or finished a characterized retirement plan without paying exceptional advantages. They additionally offer a rundown of non-government assets for finding unclaimed annuities. Government Income Tax Refunds The Internal Revenue Service (IRS) may have unclaimed property as unclaimed or undeliverable assessment discounts. For instance, the IRS may have discount cash for people who had enough salary in an offered year to document returns. Furthermore, the IRS has a huge number of dollars in watches that are restored every year as undeliverable due to outdated location data. The IRS’ â€Å"Where’s My Refund† web administration can be utilized to search for unclaimed expense discounts. The Internal Revenue Service (IRS) may owe you cash if your discount was unclaimed or undelivered. Banking, Investments, and Currency Bank Failures: Unclaimed assets from bombed money related organizations can be recouped from the Federal Deposit Insurance Corporation (FDIC). Credit Union Failures: Unclaimed assets from bombed credit associations can be found through the National Credit Union Administration. SEC Claims Funds: The Securities and Exchange Commission (SEC) records implementation cases in which an organization or individual owes speculators cash. Harmed Money: The U.S. Treasury Department will much of the time trade disfigured or harmed U.S. money. Home loans People had a FHA-protected home loan might be qualified for a discount from the U.S. Branch of Housing and Urban Development (HUD). To look through the HUD contract discount database, you will require your FHA case number (three digits, a scramble, and the following six digits-for instance, 051-456789). US Savings Bonds The Treasury Department’s â€Å"Treasury Hunt† administration permits individuals to look for overlooked reserve funds securities gave since 1974 that have developed and are done procuring premium. What's more, the â€Å"Treasury Direct† administration can be utilized to supplant lost, taken, or wrecked paper investment funds securities. Unclaimed Money Scams Where there is cash, there will be tricks. Be careful with anyone †including individuals professing to work for the administration †who guarantee to send you unclaimed cash for an expense. Con artists utilize an assortment of stunts to stand out enough to be noticed, yet their objective is the equivalent: to get you to send them cash. Government organizations won't call you about unclaimed cash or resources and as represented here, there are a lot of approaches to get your cash yourself. The Federal Trade Commission (FTC) gives tips on how you can stay away from government fraud tricks.

Arabic Literature

Arabic writing Main article: Arabic writing Main article: Literature of Morocco Ibn Tufail (Abubacer) and Ibn al-Nafisâ were pioneers of theâ philosophical novel. Ibn Tufail composed the main anecdotal Arabic novel Hayy ibn Yaqdhan (Philosophus Autodidactus) as a reaction toâ al-Ghazali's The Incoherence of the Philosophers, and afterward Ibn al-Nafis additionally composed a novel Theologus Autodidactusâ as a reaction to Ibn Tufail's Philosophus Autodidactus.Both of these stories had protagonists(Hayy in Philosophus Autodidactusâ and Kamil in Theologus Autodidactus) who wereâ autodidacticâ feral childrenâ living in withdrawal on adesert island, both being the most punctual instances of a remote location story. Be that as it may, while Hayy lives alone with creatures on the remote location for the remainder of the story in Philosophus Autodidactus, the narrative of Kamil reaches out past the remote location setting in Theologus Autodidactus, formi ng into the most punctual knownâ coming of ageâ plot and in the long run turning into the main case of aâ science fictionnovel. 17][18] Theologus Autodidactus, composed by the Arabian polymath Ibn al-Nafisâ (1213â€1288), is the main case of a sci-fi novel. It manages different sci-fi components such asâ spontaneous generation,â futurology, theâ end of the world and doomsday,resurrection, and theâ afterlife. As opposed to giving powerful or legendary clarifications for these occasions, Ibn al-Nafis endeavored to clarify these plot components utilizing theâ scientific knowledgeâ ofâ biology,â astronomy,â cosmologyâ andâ geologyâ known in his time.His fundamental reason behind this sci-fi work was to explain Islamic religious lessons in wording ofâ scienceâ andâ philosophyâ through the utilization of fiction. [19] A Latin translation of Ibn Tufail's work, Philosophus Autodidactus, first showed up in 1671, arranged by Edward Pocockeâ the Younger , trailed by an English interpretation by Simon Ockleyâ in 1708, also as German and Dutch translations. These interpretations later inspired Daniel Defoeâ to write Robinson Crusoe, viewed as theâ first novel in English. 20][21][22][23] Philosophus Autodidactusâ also inspired Robert Boyleâ to compose his own philosophical novel set on an island, The Aspiring Naturalist. [24] The story additionally anticipatedRousseau's Emile: or, On Educationâ in a few different ways, and is likewise comparative to Mowgli's story in Rudyard Kipling's The Jungle Bookâ as well as Tarzan's story, in that an infant is surrendered however dealt with and took care of by a motherâ wolf. [citation needed] Among different developments in Arabic writing was Ibn Khaldun's point of view on chronicling past eventsâ€by completely dismissing otherworldly clarifications, Khaldun basically concocted the logical or sociological way to deal with history. reference needed] Is lam [100 A. D. to 1500] 1. God's disclosures were first gotten around 610 by the prophet Muhammad, whose supporters later gathered them into the Koran, which turned into the reason for another religion and network referred to today as Islam. 2. Despite the fact that the majority of the pre-Islamic writing of Arabia was written in section, exposition turned into a well known vehicle for the spread of strict learning. 3. As its title â€Å"the Recitation† recommends, the Koran was made to be heard and presented; on the grounds that it is truly the expression of God, Muslims don't acknowledge the Koran in interpretation from Arabic. . Albeit Persian writing obtained from Arabic artistic styles, it likewise made and improved new idyllic styles, including theâ ruba'iâ (quatrain),â ghazalâ (erotic verse), andâ masnaviâ (narrative sonnet). 5. More broadly known than some other work in Arabic, the Thousand and One Nightsâ is for the most part avoided from the standard of old style Arabic writing because of its unrestrained and doubtful creations in exposition, a structure that was relied upon to be more genuine and significant than section. Thousand and One Nights Myths and Legends of the World |â 2001 | Copyright Thousand and One NightsThousand and One Nights,â also called The Arabian Nights' Entertainmentâ or simply The Arabian Nights,â is a rambling, hundreds of years old assortment of stories. In the English-talking world, it is the most popular work of Arabic stories. The structure of the assortment is that a lord named Shahriyar, suspicious of ladies, had the propensity for taking another spouse consistently and killing her the following day. An ingenious young lady named Shahrazad had an arrangement to end the lethal convention. In the wake of wedding the ruler, she disclosed to him a story on their wedding night with the guarantee to complete it the following day. He let her live, and she rehashed the trick.So enamoring were her accou nts that Shahriyar saved her life over and over so as to hear the remainder of the story. The roots of Thousand and One Nightsâ are obscure. The most established piece of Arabic content dates from the 800s; the primary long content was written during the 1400s. None of the early Arabic-language writings contains the very same stories. Researchers have distinguished Persian, Baghdadian, and Egyptian components in the work, which appears to have created throughout the years as an ever-changing assortment of fantasies, sentiments, tales, sonnets, legends about saints, and amusing stories.The stories that are most popular in the English-talking worldâ€those of Sinbad the Sailor, Aladdin and his Magic Lamp, and Ali Baba and the Forty Thievesâ€do not show up in all releases of Thousand and One Nights. Thousand and One Nights The Columbia Encyclopedia, sixth ed. |â 2012 | Copyright Thousand and One Nights or Arabian Nights, arrangement of mysterious stories in Arabic, conside red as a substance to be among the works of art of world writing. The durable plot gadget concerns the endeavors of Scheherezade, or Sheherazade, to keep her significant other, King Shahryar (or Schriyar), from murdering her by engaging him with a story a night for 1,001 nights.The most popular of these accounts are those of Ali Baba, Sinbad the Sailor, and Aladdin. Albeit a significant number of the tales are set in India, their causes are obscure and have been the subject of serious insightful examination. The corpus started to be gathered about the year 1000. From the outset the title was simply demonstrative of an enormous number of stories; later editors obediently furnished versions with the essential 1,001 stories. The current structure of Thousand and One Nightsâ is thought to be local to Persia or one of the Arabic-talking nations, however incorporates stories from various nations and no uncertainty reflects assorted source material.The first European release was a free interpretation by Abbe Antoine Galland into French (1704â€17). Most resulting French, German, and English forms lean vigorously upon Galland. Among the English interpretations incorporate the expurgated version of E. W. Path (1840), with magnificent and overflowing notes; the unexpurgated version by Sir Richard Burton in 16 volumes (1885â€88); that of John Payne in 9 volumes (1882â€84); Powys Mathers' interpretation from the French content of J. C. Mardrus (fire up. ed. , 4 vol. , 1937); and that of Husain Haddawy (2 vol. , 1990, 1995).Note: This record is additionally accessible as a Word report. Affirmations: Al-Muntazir Madrasah, Vancouver, British Columbia, Canada. Significance OF THE HOLY QUR’AAN The main exercise to be learned by all understudies is about the significance of the Holy Qur’aan. The Qur’aan is the Book of Allahâ subhaanahu wa ta‘aalaa. Each word in the Qur’aan has originated from Allah. That is the reason we state tha t it is a Holy Book. The words in the Qur’aan were sent by Allah to Prophet Muhammadâ sallal-laahu ‘alayhi wa-aalihi wa sallam. The Prophet (s) got the expressions of Allah through holy messenger Jibra’eel.This Qur’aan is a Holy Book that was not composed by anybody however sent by Allah to Prophet Muhammad (s) through Jibra’eel. 1. It is the most honest discourse: Prophet Muhammad (s) consistently read the expressions of Allah to Muslims around him. These Muslims were exceptionally satisfied and eager to get the expressions of Allah. Prophet Muhammad (s) said: The most honest discourse, the most smooth counsel, and the best stories are in the Book of Allah. The Muslims listened cautiously to what the Prophet read, remembered the sentences and entries of the Qur’aan, discussed them consistently and followed the lessons of the Qur’aan.In request to save the expressions of Allah the Prophet delegated unique individuals known as  "Scribes of the Qur’aan† to record the expressions of Allah. 2. It is in unique language: Prophet Muhammad (s) was an Arab and most of individuals in Mecca and Medina communicated in Arabic. Subsequently the Qur’aan was sent in Arabic. Arabic is composed from option to left. It is smarter to figure out how to peruse the Qur’aan in its unique language. In this way, we will invest amounts of energy to learn Qur’aan written in Arabic rather than just perusing its interpretation in different dialects. . The Holy Qur’aan contains Allah’s message to all individuals. It advises individuals the proper behavior effectively. It guides us to a right lifestyle in this world. The Book of Allah additionally discusses eternal life. It reveals to us that Allah has arranged Paradise for good individuals and Hell for terrible individuals. The Qur’aan energizes the love of just a single God Who makes and accommodates them. The Book disallows indiv iduals from underhanded and censures the individuals who foul up. It contains accounts of the past Prophets and the instances of awful and great people.People are prompted in the Qur’aan to regard others and regard them. It instructs individuals to live in harmony and congruity. 4. Qur’aan gets bliss this world and the Hereafter. Following the Qur’aan gets bliss this world and the world in the afterlife. Th

T IS SOMETIMES SAID that women have always been op Essay Example For Students

T IS SOMETIMES SAID that ladies have consistently been operation Essay uyopressed by men, that the opposition among people has its source somewhere down in human brain research or science, and that the manner in which ladies endure in our general public is only nothing new that has been going on since the time human life started. This is such a skeptical view, that it is difficult to comprehend why it is so famous with women's activists today. On the off chance that ladies are put off guard by human instinct itself, by what means can we ever change things? Either a full scale war against men could prompt men being compelled to change their ways without changing their fundamentally enemies of ladies thoughts; or a couple of ladies could isolate themselves off from the remainder of society and be free as it were; or mankind could be annihilated by ladies rejecting all co-activity with men. None of these ends can be extremely engaging for most of ladies. We will compose a custom paper on T IS SOMETIMES SAID that ladies have consistently been operation explicitly for you for just $16.38 $13.9/page Request now Then again, the view that ladies are abused basically in light of the fact that men (and most ladies as well) have an inappropriate thoughts regarding ladies can be excessively idealistic. Freeing ladies is viewed as simply an issue of influence and instruction, of disclosing to men that they have it wrong and that they should share the housework and the top employments since it would be all the more reasonable. History shows that all thoughts can change: none are so profound established in human instinct that there is no hope about them. Be that as it may, they cannot be changed by influence, by the light of reason alone, on the grounds that thoughts rely upon material relations between people. The possibility that dark individuals are substandard, for instance, has a place with social orders that endeavor dark individuals, either as slaves or as modest work. To dispose of the thought for the last time we need to dispose of the framework that creates the thought. This doesnt imply that we cannot contend or compose against prejudice at this very moment, however it means that convincing individuals that they have an inappropriate thoughts is just the initial step to disposing of the general public that is liable for them. The possibility that ladies are second rate originates from social orders that are isolated into classes, where one lot of individuals control the work of others and appreciate riches and influence accordingly. Our own entrepreneur society is a long way from being the principal society separated into classes, however we would like to make it the last. In antiquated Greece and Rome, slaves were abused by slave-proprietors, in Europe in the medieval times rulers lived off the work of serfs on the land, and there have been varieties of these social orders at different occasions and places. With the ascent of assembling and the Industrial Revolution, those with riches to contribute as capital discovered better approaches to make benefits out of working class people. In every one of these types of society, ladies have been abused. In any case, there have been, even in very late occasions, social orders that were not separated into classes, and where ladies didn't have a second rate position. These were the social orders we call crude, where there was no creation other than the get-together of wild plants and chasing of wild creatures. These days, the greater part of these social orders have been influenced by contact with European dealers, rulers and teachers, who have changed their lifestyles. In any case, when white men initially came into contact with a large portion of the local clans of North America, Australia and the Pacific islands, these were social orders without classes and in which ladies were as solid and as incredible as men. .u8364b8e630829d5dfc4c462d2e8cb262 , .u8364b8e630829d5dfc4c462d2e8cb262 .postImageUrl , .u8364b8e630829d5dfc4c462d2e8cb262 .focused content zone { min-stature: 80px; position: relative; } .u8364b8e630829d5dfc4c462d2e8cb262 , .u8364b8e630829d5dfc4c462d2e8cb262:hover , .u8364b8e630829d5dfc4c462d2e8cb262:visited , .u8364b8e630829d5dfc4c462d2e8cb262:active { border:0!important; } .u8364b8e630829d5dfc4c462d2e8cb262 .clearfix:after { content: ; show: table; clear: both; } .u8364b8e630829d5dfc4c462d2e8cb262 { show: square; change: foundation shading 250ms; webkit-progress: foundation shading 250ms; width: 100%; mistiness: 1; progress: murkiness 250ms; webkit-progress: obscurity 250ms; foundation shading: #95A5A6; } .u8364b8e630829d5dfc4c462d2e8cb262:active , .u8364b8e630829d5dfc4c462d2e8cb262:hover { darkness: 1; change: haziness 250ms; webkit-progress: murkiness 250ms; foundation shading: #2C3E50; } .u8364b8e630829d5dfc4c462d2e8cb262 .focused content territory { width: 100%; position: rela tive; } .u8364b8e630829d5dfc4c462d2e8cb262 .ctaText { fringe base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: intense; edge: 0; cushioning: 0; content design: underline; } .u8364b8e630829d5dfc4c462d2e8cb262 .postTitle { shading: #FFFFFF; text dimension: 16px; textual style weight: 600; edge: 0; cushioning: 0; width: 100%; } .u8364b8e630829d5dfc4c462d2e8cb262 .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; outskirt: none; fringe range: 3px; box-shadow: none; text dimension: 14px; text style weight: striking; line-tallness: 26px; moz-outskirt sweep: 3px; content adjust: focus; content enrichment: none; content shadow: none; width: 80px; min-stature: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/basic arrow.png)no-rehash; position: total; right: 0; top: 0; } .u8364b8e630829d5dfc4c462d2e8cb262:hover .ctaButton { foundation shading: #34495E!important; } .u8364b8e630829d5df c4c462d2e8cb262 .focused content { show: table; tallness: 80px; cushioning left: 18px; top: 0; } .u8364b8e630829d5dfc4c462d2e8cb262-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .u8364b8e630829d5dfc4c462d2e8cb262:after { content: ; show: square; clear: both; } READ: Jackie robinson EssayWhen creation was straightforward and populace low, womens job as the bearers of youngsters was significant and regarded. Despite the fact that people may have their different errands and customs, ladies just as men participated in the most significant choices, for example, regardless of whether to move a settlement or make war on another band or clan. Couples may live respectively with their youngsters, yet sexual relations were sans more and division simpler than in later social orders. At the point when creation expanded, agribusiness showed up, and runs and groups of creatures were saved for food and riches (for fields and cows were the main types of private property), class divisions started to show up. Men of riches could make others work for them, purchase slaves and exploit others neediness. They started to possess spouses, as well, similar to dairy cattle, and give their riches to their male youngsters. As Engels contended a hundred years prior, in The Origin of the Family, Private Property and the State, the persecution of ladies started when class society started. Bibliography:thers work for them, purchase slaves and exploit others neediness. They started to claim spouses, as well, similar to cows, and give their riches to their male youngsters. As Engels contended a hundred years back, in The Origin of the Family, Private Prope

8 Great Writing Tips for Kids

8 Great Writing Tips for Kids 8 Great Writing Tips for Kids 8 Great Writing Tips for Kids By Ali Hale I’m 33 now (which feels old!) however I’ve cherished composition since I was a child myself. The absolute first story I composed was about a mouse, when I was five or six. I invested a ton of energy composing stories all through my adolescence, and I had a go at my first novel when I was thirteen. Composing has consistently been one of my preferred activities and throughout the previous ten years, it’s been what I’ve accomplished professionally. At the point when I was at school, a ton of the composing I did was as a component of my school work. At school, your instructors are presumably sharp for you to know bunches of things about composing †like where to put commas, and what things and action words are, etc. There are bunches of incredible tips out there about how to get things like that right, and I’ll connection to a portion of those for you in this post. I needed to concentrate on certain tips, however, about getting a charge out of composing and messing around with it and about improving as an essayist by and large (not only a superior speller)! Here are my best tips on the best way to continue developing and improving as an author, anyway youthful you are: #1: Have a go at some composing practices †you can discover heaps of these on the web, or you could have a go at them in exercise manuals or textbooks. Loads of grown-ups discover composing practices accommodating, as well, with the goal that they can show signs of improvement at composing. You can locate some incredible ones to attempt here. #2: Read a great deal. Pretty much every author I know is additionally a sharp peruser. Attempt to peruse a wide scope of various things †like great story books just as present day ones, genuine (authentic) books, magazine or paper articles, etc. You’ll go over heaps of various approaches to compose, and you may gain proficiency with some new words. #3: Keep a little book of new words you learn. Don’t be humiliated on the off chance that you don’t comprehend a word the first occasion when you read it. Some of the time you can figure from the remainder of the sentence what it implies, yet on the off chance that not, you can simply find it in a word reference. You should request that a grown-up how state the new word, too †you could record how it sounds. For example, â€Å"matron† is articulated â€Å"may-tron† (with a long â€Å"a† sound) not â€Å"mah-tron† (with a short â€Å"a† sound), which is the means by which I thought it was said when I initially read it in an Enid Blyton story. #4: Try composing stories for youngsters more youthful than you, or stories that include kids more youthful than you. This is an incredible activity when you’re still very youthful yourself, since you can recollect what it’s like to be six or seven. (Grown-up scholars think that its difficult to recollect, and frequently they make small kids characters who are unreasonably toddler for their age.) If you have a younger sibling or sister, or a more youthful cousin, you could peruse your accounts out to them. #5: Remember that even grown-ups don’t get things right first time. Some of the time I get a spelling incorrectly, or I compose a sentence that’s mistaking for my peruser. Furthermore, I’m an expert author! It’s fine to commit errors, so don’t stress over getting everything immaculate in your first draft. Simply ensure you leave a touch of time to return and alter a while later (simply like grown-up scholars do) with the goal that you can fix any errors. #6: Have a go at various kinds of composing. At the point when I was youthful, I like to make imagine magazines or papers. That’s something that kids have appreciated accomplishing for an extremely significant time-frame †in one of my preferred great children’s books, The Story of the Treasure Seekers by E. Nesbit, the youngsters in the story make their own paper loaded up with things they’ve composed. Possibly you could have a go at making a paper to impart to your loved ones †or perhaps you’d like to compose verse or a play content, or something different altogether. #7: Keep a diary about your everyday life. There are loads of approaches to do this †you could compose a sentence or two every day, for example, or you could compose a more extended piece once per week. You could expound on what you’re realizing at school, who your companions are, the games you’ve been playing even what you had for lunch! Subtleties that may appear to be exhausting presently could be truly fascinating when you read your diary when you’re 20 or 30 or even 80! #8: Ask for help on the off chance that you stall out. On the off chance that there’s something you don’t comprehend in what you’re perusing, or on the off chance that you can’t work out if something you’ve composed is very right, don’t be hesitant to request help. Most grown-ups will be exceptionally happy to give you a hand. You could attempt an instructor, or an administrator (either at your school library or your neighborhood library). On the off chance that you get the opportunity to meet any grown-up scholars, maybe through school or at an occasion, brainstorm some great inquiries for them as well! I trust you have some good times with your composition. It can feel like theres a great deal to get right, however (outside of educational time) the most significant thing is that you appreciate composing. I trust the thoughts above assistance you to get much increasingly out of composing. On the off chance that you’ve got any tips of your own, why not share them with us in the remarks? Need to improve your English quickly a day? Get a membership and begin accepting our composing tips and activities day by day! Continue learning! Peruse the Writing Basics classification, check our famous posts, or pick a related post below:When to use on and when to utilize inBroadcast versus Broadcasted as Past Form5 Keys to Better Sentence Flow

Failure to Launch Essay - 825 Words

Failure to Launch (Essay Sample) Content: Failure to LaunchAuthor:Institution:Date of Submission:The sequence of milestones during the life course is monumental as it depicts a pre-defined pattern of movement towards a predestined stage in life. Todays children do not seem to follow the contemporary uniform pattern on their way to maturity. Rather, they accelerate towards their maturity in an uneven, individualized pace. Some of todays kids never really experience the five milestones of the life course, regardless of whether the choice is theirs or forced by circumstances. Others achieve the milestones in a very disorderly process; there are those who decide to seek professional advancement before entering into relationships, others decide to bear children at a young age and then get into engagements later. Furthermore, there are those who leave their schooling to attend to work and then resume to their studies later in life. In current environments, the life period between the 20s has been transformed into a distinct segment of the life course on its own. To some extent, a debate has emerged as to whether this stage should be recognized as an important stage in the life course. Scholars concur that the stages in human life course tend to follow a pattern that corresponds to human neurological developments. However, the need to appreciate the age of 20s as a fundamental stage in human development has been necessitated by both economic and cultural dynamics. The dawn of the early adulthood stage during the age of 20s closely resembles the dawning of the adolescent age as experienced about a century ago. The introduction of the adolescent age was precipitated by social and economic changes that necessitated a transition period between late childhood and early adulthood stages. In the prevailing social conditions at that time, this stage had to be accepted by the society, accommodated by social institutions, and even recognized by psychologists as a critical segment along the life course ( Hutchison 2010). Ever since the recognition of adolescent phase, the acceleration of children into early adulthood has been happening in a smooth transition until the dynamic factors of the 21st century demanded an introduction of another critical phase. The 20s ought to be treated as another fundamental phase in the life course. The need for survival in the current social sphere, characterized by an information-centered economy calls for the establishment of an early adulthood phase to prepare the youth on their expected responsibilities as they enter into adulthood (Henig 2010).It is important to look at every facet of the prevailing conditions that are necessitating the creation of another life stage between adolescence and early adulthood. It is plausible that the presence of fewer employment opportunities after school has necessitated the need for the young adults to stay longer under their parents watch as they wait for opportunities to open up in the competitive job market. D efinitely, such factors must be put into consideration before allowing the youth some more time before they can take overall responsibility on their adult livelihoods. In such a case, the age of 20s cannot be set as a critical segment in life cycle just in order to accord the youth some more time of irresponsibility. It is high time that young people must be enlightened on what it means by to be independent and responsible (Hutchison 2010).In support of the positive effects of the 20s as a distinct stage in life, the youth are likely to become more focused than during any other stage in their lifetime. It is true that the young men and women are less certain about their future at this stage, but they are likely to remain more optimistic and prepared to embrace adulthood regardless of their economic and social backgrounds (Neyer Asendorpf 2001). Thus, there is what one can define as a sense of responsibilities in the fact that the youth have not yet interfered with the realistic and idealistic visions of what lies ahead in their adult lives. The recognition and treatment of the 20s as a critical stage in life is essential as it heralds a point where young men and women can be allowed to strategize about their adult obligations without fearing any form of public censure concerning their performance. Only then can the rate of societal maturation get synchronized with the rate of brain maturation (Ideastream 2014).In conclusion, it is plausible that the need to recognize the 20s as a critical stage in the life course has been necessitated by rapid changes in the current social-economic environment. Failure to protect and support the youth can lead t...

What to Wear to a Scholarship Interview

When your student attends a scholarship interview, first impressions matter. While we would all like to think a persons mind is the most critical factor, how an individual is dressed makes an impact, so choosing the right scholarship interview outfit is essential.Figuring out what to wear for a scholarship interview can feel like a challenge, particularly for students who are relatively new to interviewing. With that in mind, here are some tips for choosing the best scholarship interview attire.Contents1 How Do I Choose What to Wear to a Scholarship Interview?2 Do I Have to Buy New Scholarship Interview Clothes?3 Should I Wear Accessories with a Scholarship Interview Outfit?4 Do Purses and Bags Matter When Choosing What to Wear to a Scholarship Interview?5 Is Wearing Perfume or Cologne to a Scholarship Interview a Good Idea?How Do I Choose What to Wear to a Scholarship Interview?As your student begins searching their closet for a scholarship interview outfit (or heads to the store to buy something new), they should target semi-traditional business attire or the category known as smart casual. It is one step below highly formal business attire but ensures your student looks appropriate for the occasion.For example, men should look for a nice pair of dress pants with a button-down shirt (or even a nice turtleneck) and a sports jacket. High-quality dress shoes are also a must and, depending on the shirt, adding a tie can help take the outfit up a notch.Women can create a similar look, though they may also opt for a professional-looking blouse or sweater. Additionally, a skirt or dress can be appropriate as long as the skirt hits at least the knee.When it comes to shoes, make sure your student stays away from anything that looks like a sandal. Instead, they should be closed-toe and, if there is a heel, it should be no higher than two to three inches.Ultimately, a scholarship interview outfit should be a bit conservative. However, that doesnt mean it has to be devoi d of personality. While forgoing overly bright colors and dramatic patterns is wise, the entire outfit doesnt have to be black, white, gray, or beige.Many colors can be appropriate for a scholarship interview outfit as long as they are subtle. For instance, navy is largely considered a neutral, and forest greens, plums, and burgundies are generally seen as professional. Pastels can also be appropriate.Further, choosing patterned attire can also work. Pinstripes are nearly always considered professional, and many other discreet options can add visual interest without being overwhelming.The only exception is for scholarships that focus on arts and design. In these instances, showing additional style and creativity can be a smart move, though that doesnt mean your student shouldnt still err on the side of conservative when it comes to cut.Related articles:Scholarship Interview Tips and How to Best Prepare for OneHow to Ace These Common Scholarship Interview QuestionsDo I Have to Buy Ne w Scholarship Interview Clothes?No, your student does not have to buy a new outfit just for their scholarship interview. However, if they are using items they already own, it is critical that they fit well and are in good repair.If their clothing is too loose or too tight, it doesnt make the best impression. When items are too big, it can make your student look sloppy. If their attire is too tight, it can look inappropriate.Similarly, holes, tears, stains, or fraying seams are no-goes. It makes it appear that your student lacks attention to detail, and that wont help them land a scholarship. Faded colors and pilling can leave a similar negative impression, as can missing buttons.If your student is going to use an outfit they already own, they need to examine each piece carefully from top to bottom. Before finalizing their scholarship interview outfit, its also important to make sure every item is clean and free of wrinkles. So, if they havent worn the pieces in a while, they may nee d to be washed (or dry cleaned) and ironed before the big day.Taking a moment to clean their shoes is also a wise move. Removing dust, dirt, and spots helps ensure the final look is as professional as possible.Should I Wear Accessories with a Scholarship Interview Outfit?To put it simply, yes, your student should wear accessories. However, they need to be subtle.If your student is wearing dress slacks, then they need to add a belt. If a tie is worn, a small tie tack can be a nice addition.Necklaces, earrings, bracelets, rings, and watches can also be appropriate. However, they should be elegant and simple instead of dramatic statement pieces, outside of scholarships for arts and design where more dramatic pieces can work.Do Purses and Bags Matter When Choosing What to Wear to a Scholarship Interview?Yes, the look of your students bag or purse does matter when they are deciding what to wear for a scholarship interview.Ideally, your student needs to carry one bag that can hold all of their belongings and additional items like paperwork that they need to bring along.A nice messenger bag can be an excellent option for men and women, as it can easily hold a portfolio for paperwork, a small notepad, and pen, as well as any other items they might require. Similarly, choosing one that is the size and shape of a briefcase, without being quite that formal, can be a suitable choice.However, its always important for your student to limit themselves to one bag. Wrestling with several as they get ready to head into an interview will make them look disheveled, which isnt ideal when they are trying to land a scholarship.Similarly, when they arrive for their interview, they shouldnt keep their smartphone in their hand or carry in a beverage. Those just give them more items to juggle. Instead, smartphones should be placed in the bag (on silent mode) either before they come in or as soon as they check in (if they need to reference an email upon arrival first), and drinks should either be left in a car or finished and disposed of before coming in for the interview.Is Wearing Perfume or Cologne to a Scholarship Interview a Good Idea?No, it is almost never a good idea to wear perfume or cologne to a scholarship interview!Many people are allergic to scents, so avoiding them ensures your interviewer isnt exposed to something that may cause an unpleasant reaction. This includes perfumes, colognes, body sprays, lotions, and even fabric refresher spray that hasnt had a chance to dissipate.Usually, shampoos, conditioners, hair stylers, deodorants, and similar items are fine as long as the scent isnt particularly strong by the time your student will arrive at their interview.By following the tips above, your student can make sure they have their scholarship interview outfit ready to go and are fully prepared for the meeting.If you and your student want to learn more about how to find scholarships, sign up for our free webinar! Youll get a wealth of valuable tips tha t can make the scholarship process a breeze, ensuring your student has the chance to graduate completely debt-free.Pin48RedditShareLeave a Comment

Business Plan For A Business - 1885 Words

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The Problem Of The Lgbt Homelessness - 852 Words

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The Cold War On American Politics - 947 Words

When one U.S. historian wrote, â€Å"the Cold War was undoubtedly the most significant factor shaping the American experience during the second half of the twentieth century†, they were likely referring to the Cold War’s colossal influence on American economics, military buildup, and social climate. The Cold War’s effect on these three topics resulted in a back and forth between the United States and its citizens, leaving the nation completely different than it had been at the midpoint of the century. In addition, the Cold War’s widespread effects were heightened by the fact that it also happened to span decades, officially ending in nineteen ninety-one. The arms race was a large portion of the Cold War and was characterized by the military build up in both the Soviet Union and in the United States. The United States military placed a tremendous amount of funds into elevating our weapons capabilities. 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A Brief Note On The Main Cause Of Crime - 2005 Words

Brandon Lawler CCJ 3014-003 Professor Seth Fallik May 2nd, 2016 Final Paper What Causes Crime? The main cause of crime is complex. Most people today believe that poverty, parental neglect, low self-esteem, alcohol and drug abuse are all associated on what causes people to commit crimes, but that would be too easy. Crime is committed for a multitude of reasons so only having one theory or reason would simply be insufficient. Crime can be conceived due to four different factors on an individual: Developmental, Psychological, Sociological, and Economic factors. Developmental life-course factors focuses on human development and how that persons own and social factors interact in different ways and at different development stages to influence individual opportunity for criminal behavior. Psychological factors are often learned through experiences and who the individual associates with. 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Financial Management Analysis Premier Food Plc

Question: Discuss about the Financial Management Analysis of the food producing companies of United Kingdom, Premier Food Plc? Answer: Introduction Financial management analysis plays a key role for every modern business organizations. There are various roles and aspects of the criteria of financial business management that can be utilized by all the modern business organizations. With the help of financial management analysis, the organizations can manage its financial resources.This assignment will discuss about the one of the food producing companies of United Kingdom, Premier Food Plc. The organization is listed on London stock exchange and was found in the year 1975. The organization is a geared company as its total amount of debt is higher than its total number of equity. This is mainly because, the total amount of debt of the organization is much higher than the total amount of equity. 1. Sources of finance available to the organization The organization Premier Foods Plc is a geared organization. Due to this reason, it is important for the given organization to find effective sources of finance to manage their working capital requirements effectively. Various sources of finance are available to the modern business organizations. It can be classified as equity and debt. Equity can be considered as a long term of source of finance and on the other hand, debt can be considered as short-term sources of financing. In case of equity source of finance, there are various forms of classifications. These classifications are in the form of venture capitalists, home loans, reserves and surplus, existing capital, funds from public and personal sources of income (Labbi, 2005) Venture capitalists/Merchant bankers- The organization Premier Food Plc can raise capital through the help of venture capitalists and merchant banks to raise capital. Generally, these types of financial institutions provide capital to those institutions that have a degree of competitive advantage associated with them. Therefore, the organization Premier Food Plc can opt for venture capitalists or merchant bankers to raise financial funds (Marsh, 2012). Reserves and surplus- The organization can opt for raising capital from their own financial sources. The organization Premier Food Plc has a certain amount of reserves and surplus with them. They can utilize the amount of that money for their future cash generations. The organization can also opt for right issue of shares to their respective shareholders. In addition to this, the organization can also opt for dividend yield polices to their shareholders. Investments from public via new issue of shares- Since, the organization are listed on London Stock Exchange, it can be deduced that they can sell some portion of their shares and can subsequently get money from them. This is the biggest advantage of an organization listed on secondary exchange. The organization can also opt for further public offerings (FPO) from secondary market (Vogel, 2011) Personal sources of income- The organization Premier Foods Plc can also take sources of funds from their personal sources like drawings and others. This given sources of income can be of both short term and long term sources of income. The organization Premier Foods Plc can also opt for debt sources of financing for their respective sources of income. There are various types of debt sources of financing. These are in the form of:- Loan from financial institutions- The organization can opt long term and short-term loans from financial institutions like banks. Such form of loans can be of both short term and long-term sources. Such form of loans from financial institutions will help the organization to carry out their working capital activities efficiently. However, the organization has to pay a certain rate of interest to the respective banks. The level of interest will vary in accordance to the period of loan (Cvijanovi, 2014). Treasury bills- Premier Food Plc can also opt for government treasury bills for their respective source of funds. In addition to this, any form of treasury bills is less risky and it would be highly beneficial for the respective organization. Commercial bills- The organization can also select short-term money market instruments like commercial bills to investigate source of funds for short-term purpose. This will be of great essence for the organization to meet their short term and long term sources of funds. Lease and mortgages- Financial lease and asset-backed mortgages can be another option for the respective organization to evaluate the different sources of their funds. The organization can take financial leases or they can also opt for mortgages for their respective assets. Government Bonds- Government bonds can be also another option Premier Food Plc for the respective sources of funds. This can be considered as effective source of funds for the food manufacturing organization (Haslem, 2010). These are the different sources of finance that is available for the given business organization Premier Foods Plc. 2. Considerations undertaken by the management for choosing different sources of finance There are more than a few considerations that can be taken into account by the management of Premier Foods Plc for choosing different sources of finance. One of the major factors that can be taken into account by the management of Premier Foods Plc is regarding the structure of their capital. The ratio of debt and equity for the respective organization is the most important factor that will decide whether the management will opt for equity form of sources of finance and debt form of sources of finance. From the financial reports of the organization, it has been seen that the organization has a higher amount of equity and lower of debt. Due to this reason, the management of Premiers Food Plc can easily opt for different forms of debt sources of financing. However, such debt of source of financing may be only short term in nature. It may be inferred that the management of the organization may evaluate the pros and cons for the different types of sources of funds effectively. The respec tive management of the organization Premier Foods Plc can evaluate multiple numbers of implications of the given sources of finance. The overall impact of the sources of finance on the business structure can also be taken into consideration by the respective management of Premier Foods Plc. Another important factor that the management considers is regarding the forms of business risks associated with the sources of funds. The different forms of debt source of finance have a higher amount of risks associated with it. Due to this reason, the organization evaluated the different types of interest and loan structure associated with the debt sources of finance. In addition to this, a geared organization like Premier Foods Plc requires a minimal level of cost of capital structure. With effect to this, the management of the organization will incur of sources of capital in an equal amount of debt or equity. The organization may also choose multiple money market instruments like treasury bil ls, corporate bonds and others in order to improve or lower down their cost of capital. This is mainly because, debt source of finance is far cheaper than equity source of funds. The organization Premier Foods Plc requires source of funds to expand their business activities and to meet their working capital requirements (Ardalan, 2000). Another type of consideration implemented by the management of Premier Food Plc is regarding the total amount of capital required by the organization. The organization is a growing organization; therefore, it will need lot of sources of funds for their respective operational activities. If it is seen that the organization requires short-term sources of finance to meet up with their short-term debts, then the organization can opt for short-term loans, corporate bonds to raise finance effectively. In addition to this, the organization may also consider the rate of interest regarding short-term loans of finance from different financial institution. The rate of interest can affect the structure of the organization. The total amount of reserves and surplus of Premier Foods is on the lower side; therefore, the management cannot raise capital from their respective reserve and surplus account. In addition to this, the organization can consider the repayment terms of equity like venture capit alists or merchant bankers. Due to this reason, the management of Premiers Food Plc issue shares in the secondary exchange to raise funds from public. In addition to this, they also opt for treasury bills as short-term sources of finance. The management of Premier Foods Plc also selects asset backed loan mortgages to raise capital. However, the organization is having a lower amount of equity. Therefore, it is important for the organization to balance their capital structure by finding appropriate sources of equity capital( Baker and Wurgler, 2013). Since the organization is a geared organization, therefore, the management of the organization may implement an optimal level of capital structure to minimize their weighted cost of capital for their potential investors. This can only be done with effective allocation of sources of funds to minimize their total amount and rate of cost of equity and cost of debt effectively. 3. Calculation and evaluation of Weighted Average Cost of Capital for the organization For every modern business organizations, it is of great essence to calculate the cost of capital to evaluate the appropriate structure of the organization. The capital structure of any business organization forms the core for every business organizations to give the operational activities an effective direction. All of forms long-term sources of equity, that is, equity share, preference share, government bills, bonds, long and short-term debt are included in the calculation of Weighted Average Cost of Capital. The formula is as follows:- In case of the given organization, Premier Foods Plc, the given cost of debt is as follows, Further, cost of equity can be calculated as- The current risk free rate of the organization Premier Foods Plc is 2.3 in accordance to the average Treasury bill rate. As per the London Stock Exchange, the market premium of the organization is 7.5percent. Therefore, cost of equity of the organization is 2.3+10*7.5 = 9.7 percent. The total amount of cost of debt can be calculated as total amount of interest expenses/ Total book value of debt = 81/1622 = 5.04 percent. Therefore, the expected Weighted cost of capital of the organization is =0.2*9.7%+2.762*5.04(1-0.3) = 9.72 percent. The Weighted cost of capital of the organization Premier Foods Plc cannot be considered as optimal level for their respective investors. The practical implication and calculation of weighted cost of capital is of extreme difficult in nature. The given elements and variables of calculation of weighted average cost of capital are equity and debt. It is a challenging task to calculate and interpret the total value of cost of equity and cost of debt for the respective business organization Premier Foods Plc. In most cases, several number of proxy values are used to calculate the respective cost of equity and cost of debt for any business organization. Apart from this, to measure cost of equity, different managements use different approaches. Some may use capital asset pricing method (CAPM), some may use dividend growth model and other may use both of them. All the given models are based on several interpretations of the secondary markets. Therefore, both the given models can give different forms of results. There can be a contradictory nature between the calculation of risk premium and expected return from the market. In addition to this, there is a great difficulty in the assumption of market premium in the calculation of c ost of debt for any organization like Premier Foods Plc. In addition to this, a business organization calculates weighted cost of capital based on expected market returns of the market rather than historical returns of the market. In addition to this, the total rate of risk premium reflects the current rate of treasury bills in the secondary market. Due to this reason, many financial analysts predict the rate of risk free rate that is prevailing in the current market scenario. On the other hand, in case of the organization Premier Foods Plc, it has been seen that, the capital structure of the organization is of extreme complex in nature. In case of calculation of weighted cost of capital of Premier Foods Plc, there were potential problems to find the required rates of risk free rate and expected market return of the organization. Apart from this, the calculation of beta is also assumed of the given organization. The management of the organization also assumed the existing rate of ma rket premium of the given organization. Due to the complex capital structure of the organization Premier Foods Plc, the calculation of weighted average cost method is not that much effective for the respective organization. Another difficulty that the organization Premier Foods Plc faced is regarding allocation of cost of equity and cost of debt effectively. This is the major reason why, the structure of capital is not that much simple. However, the rate of weighted cost of capital is not optimum in comparison with its current competitors in the present business scenario( Correia, 2011) Conclusion and recommendations of the capital structure of the organization The capital structure of the organization Premier Foods Plc has a higher amount of debt in comparison with its respective equity. This is mainly because; the management of the organization depend upon debt source of funds rather than equity source of funds. In addition to this, the total amount of equity and capital reserve of the firm is extremely low; therefore, the firm may require incurring more amount of equity source of finance effectively. The capital structure of the organization is exposed to higher amount of financial risk. The total amount of debt is almost 2-3 times higher than the required equity of the organization. Due to this reason, the organization needs to incorporate an effective structure of equity and debt within their capital structure. In addition to this, the organization incurs sources of funds mainly from debt sources of finance. For this reason, the debt portion of the organization consists of both short-term debts and long-term debts effectively. In addit ion to this, the share premium amount of the organization is also on the higher side and this is the reason why, the financial risk of Premier Foods Plc is higher. Apart from this, total assets to capital ratio are on the higher side. For this, it infers that the organization is not utilizing their total assets in their respective capital structure. In addition to this, the cost of interest is on the lower side, which further infers that the organization is utilizing its debt in cheapest manner. Due to this reason, different forms of recommendations are required to be given to the given organization Premier Foods Plc in order to improve their weighted average cost of capital. Recommendations There are several recommendations that can be given to the respective organization Premier Foods Plc m order to improve their capital structure. This can also be done with the help of minimization of weighted average cost of capital. The organization needs to minimize their total amount of debt or improve their total amount of debt-equity ratio. This can only be done through effective analysis and evaluation of selected sources of finance. The organization needs to incur more amounts of equity sources of finance to make their capital structure more appropriate. In addition to this, the organization may minimize their systematic risk effectively. This will further minimize the required beta for the organization and can have a considerable effect on the cost of equity of the respected organization. In addition to this, the organization can also lower total cost of equity and total cost of debt to improve their capital structure. However, since debt is the cheapest source of finance, th e weighted average cost of capital of the organization is lower. Although, it is observed that the organization can also opt for effective for more short-term sources of finance to meet up with their working capital requirements. Another recommendation that can be given to the organization is that the organization needs to incur debt-equity ratio in the form of 70-30 rule. Due to this reason, it is important for the respective organization to incur more form of equity from selling shares to public. With the help of this, the organization can improve their capital structure in an optimum manner. In addition to this, the organization Premier Foods Plc can also opt for government bonds and treasury bills to incur different sources of finance in an effective manner. These are the different recommendations that can be given to the organization Premier Foods Plc about their capital structure. References Ardalan, A. (2000). Economic financial analysis for engineering project management. Lancaster, Penn.: Technomic Pub. Co. Baker, M. and Wurgler, J. (2013). Do strict capital requirements raise the cost of capital?. Cambridge, Mass.: National Bureau of Economic Research. Bellalah, M. (2010). Derivatives, risk management value. Singapore: World Scientific. BERTOMEU, J. (2013). Discussion of Earnings Manipulation and the Cost of Capital. Journal of Accounting Research, p.n/a-n/a. Connor, G., Goldberg, L. and Korajczyk, R. (2010). Portfolio risk analysis. Princeton: Princeton University Press. Correia, C. (2011). Financial management. Lansdowne: Juta. Cvijanovi, D. (2014). Real Estate Prices and Firm Capital Structure. Review of Financial Studies, 27(9), pp.2690-2735. Duman, E. and Atiya, A. (2011). Use of risk analysis in computer-aided persuasion. Amsterdam: IOS Press. Fabozzi, F. and Markowitz, H. (2011). The theory and practice of investment management. Hoboken, N.J.: John Wiley Sons. Gapenski, L. (1999). Healthcare finance. Chicago, IL: Health Administration Press. HANN, R., OGNEVA, M. and OZBAS, O. (2013). Corporate Diversification and the Cost of Capital. The Journal of Finance, 68(5), pp.1961-1999. Haslem, J. (2010). Mutual funds. Hoboken, N.J.: Wiley. Higgins, R. (2012). Analysis for financial management. New York, NY: McGraw-Hill/Irwin. Jurek, J. and Stafford, E. (2013). The cost of capital for alternative investments. Cambridge, Mass.: National Bureau of Economic Research. Labbi, A. (2005). Handbook of integrated risk management for e-business. Boca Raton, Fla.: J. Ross Pub. Lovemore, F. and Brummer, L. (2003). The ABC of financial management. Pretoria: Van Schaik. Marsh, C. (2012). Financial management for non-financial managers. London: Kogan Page. Nee, A., Song, B. and Ong, S. (2013). Re-engineering manufacturing for sustainability. Singapore: Springer. ner, M. (2014). The Impact of Firm Specific Factors on Capital Structure:. International Journal of Corporate Finance and Accounting, 1(2), pp.1-21. Paramasivan, C. and Subramanian, T. (2009). Financial management. New Delhi: New Age International (P) Ltd., Publishers. Robertson, L. and Laurens, A. (2009). Financial Management. Burlington: Elsevier. Vogel, H. (2011). Entertainment industry economics. New York: Cambridge University Press. Wahba, H. (2013). Capital structure, managerial ownership and firm performance: evidence from Egypt. J Manag Gov, 18(4), pp.1041-1061. Weaver, S. (2012). The essentials of financial analysis. New York: McGraw-Hill. Zhang, C. and Zhang, G. (2014). Managerial Power, Capital Structure and Firm Value. JSS, 02(12), pp.138-142.

Literacy Essay Example For Students

Literacy Essay On the topic of literacy I was stumped as too how to start this essay. I sat in front of my computer and stared blankly into the screen as I thought what would be a good point that I could run off with. Then as I was trying to begin the assignment I felt the sudden urge to go downstairs and smoke a cigarette thinking the nicotine would stimulate my creativity. When arriving downstairs at about quarter after twelve at night, I happened to run into the 2 male resident advisors John Paul and Pudge. They said to stay their cause they were waking everyone up for a mandatory meeting. After everyone came down for this mandatory meeting and things got situated our resident director began to discuss some of the issues bothering him. One of these issues was the use of candles in the rooms. Notice how I say use of candles. According to the rule book despite their admitted attractiveness, these items are forbidden to be used do to their high fire potential. So, our resident directors interpretat ion of the rule meant no candles and that plenty of people will be fined. The old interpretation of the rule was that they were allowed, just not if the wick on them were burnt, cause then they wouldnt be used. This got me to thinking. Here we have two different interpretations of these rules. I guess you could say this happened because of these two peoples different opinions. Your opinions are influenced by your literacy. So, with that in mind, I present to you my autobiography on my literacy. Natural to talk about literacy you must discuss the subject of words. If talking about words, its always nice to know what a persons first words were. My first word was no.I said this while my mother was grocery shopping and she was going to pick out a can of green beans. I guess even then I had good taste. From there we go to the many standardized tests I have had to partake in during my elementary and junior high school public school years. In the majority of these reading tests I scored a 99 percentile (my string was broken when I received a 97 my 7th grade year.) This brought me all sorts of opportunities. I was one of the few chosen in my school to take the test for Hunter High School. Hunter High School is a very prestigious school in the New York area, rated about as high as Styversant, Bronx Science, and Brooklyn Tech. These schools also required tests. In order to get into these schools you had to score at least a 440 on the test they gave you. I scored somewhere around the 390s. Another test had to be taken for me to get into a private high school. I passed this test and I was off on my way to high school. In my high school I was forced to read many books in which I had to interest in. Of course it wasnt a complete waste of time because I actually read two books that interested me. These books were Fahrenheit 451 and Walden. I became very fond of the latter. From here, this stifled my thinking. I think these two books are what got me started in the path of thinking I take now. I now look at things from more of a spectators view, but at the same time analyze every situation I undertake to be sure that I can adjust to all angles thrown at me. From high school led to college and from college led to this rhetoric class. As you can see, this is a brief history of my literacy. In order to fit all the details I would have to write a book and include every book and every tid-bit of information I had learned in that book. That would take extremely too long and after having a long night, I feel this is a more than adequate way of describing the history of my literacy. .u3997696a895dff08a31e6ecd7357e39d , .u3997696a895dff08a31e6ecd7357e39d .postImageUrl , .u3997696a895dff08a31e6ecd7357e39d .centered-text-area { min-height: 80px; position: relative; } .u3997696a895dff08a31e6ecd7357e39d , .u3997696a895dff08a31e6ecd7357e39d:hover , .u3997696a895dff08a31e6ecd7357e39d:visited , .u3997696a895dff08a31e6ecd7357e39d:active { border:0!important; } .u3997696a895dff08a31e6ecd7357e39d .clearfix:after { content: ""; display: table; clear: both; } .u3997696a895dff08a31e6ecd7357e39d { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u3997696a895dff08a31e6ecd7357e39d:active , .u3997696a895dff08a31e6ecd7357e39d:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u3997696a895dff08a31e6ecd7357e39d .centered-text-area { width: 100%; position: relative ; } .u3997696a895dff08a31e6ecd7357e39d .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u3997696a895dff08a31e6ecd7357e39d .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u3997696a895dff08a31e6ecd7357e39d .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u3997696a895dff08a31e6ecd7357e39d:hover .ctaButton { background-color: #34495E!important; } .u3997696a895dff08a31e6ecd7357e39d .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u3997696a895dff08a31e6ecd7357e39d .u3997696a895dff08a31e6ecd7357e39d-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u3997696a895dff08a31e6ecd7357e39d:after { content: ""; display: block; clear: both; } READ: Essay on America Needs Obamacare EssayWords/ Pages : 711 / 24

International Management Current Event

The airline industry Globalization, technological changes, stiff competition, innovation, and changes in customer preferences are instrumental to the current dynamic trends being observed in all industries across the globe. These factors determine the performance of an organization in competitive markets. The airline industry for example confirms how these factors have contributed to its growth. Many recent changes have occurred in this industry.Advertising We will write a custom essay sample on International Management Current Event specifically for you for only $16.05 $11/page Learn More New technologies, products and services, mergers and new innovations among others are common in the competitive airline industry. Just like in other business industries, companies in the airline industry compete for a larger market share and growth in order to obtain a competitive edge in the industry. In the recent past, the airline industry has been affected by a red uction in demand and the sharp increase of fuel prices. Many corporations are turning to low cost operating and differentiation strategies to gain a competitive edge. International (Business related) Current Event online In reference to the 7th October, 2013 BBC news, Airbus, a leader in aircraft manufacturing announced its deal with Japanese airlines. Airbus manufactures A350 planes. This aircraft manufacturing giant won the order for 31 (A350) planes worth approximately $9.5 billion (â€Å"BBC Business News† par. 1). The Japanese company also has a plan of buying an extra 25 (A350) planes from the same company. Airbus made this strategic move in order to lessen the competitive pressure from Boeing, which is its closest competitor in the region (â€Å"BBC Business News† par. 3). If the deal is to be confirmed, Boeing will be adversely affected because they have dominated the Japanese aviation industry for many years. Boeing was also hit by technical and safety issues a few months ago (â€Å"BBC Business News† par. 2). Identify Global/Regional Economic Implications, and write Your Judgment: Opportunity or Threat for Region/Corporation? Why? Airbus and Japan Airlines (JAL) landmark $ 9.5 billion deal has a great effect on the regional economic growth of Japan (â€Å"BBC Business News† par. 8). With the two aircraft manufacturing giants operating in the region, it is obvious that the region’s economic growth will improve. This is because more jobs will be created leading to improved living standards. Infrastructure will also be improved and the government of Japan will maximize on its revenue collections. All these factors are instrumental in the economic growth of Japan. As aforementioned, Boeing will receive a blow from Airbus its competitor because its market share will be reduced after the deal is confirmed. Airbus will increase its market share, sales, profits, and revenue considering that its competitor had previously dom inated the aviation market in Japan. The competition of these two aircraft manufacturing giants has a lot of benefits for the region. It will lead to reduced fare prices, more innovation than before, differentiation, and good customer relations among others. All these confirm that there will be improvements, and hence lead to the region’s economic growth.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Japan Airlines which is the purchaser will also earn extra profits because the (A350) Planes are cost effective. The aircrafts are much more fuel efficient than Boeing manufactured planes. This factor will make it possible for the demand of the planes to increase. Considering that these aircrafts are more fuel efficient than the previous models, Japan Airlines will cut on costs and maximize on profits. It will also be able to reduce the fare prices, and hence attract and retain more cu stomers than before. The customers will also benefit because their expenses will reduce. Considering that they used to pay more than what they will be charged; they will be able to save some money for other purposes. This will enhance their living standards. All these factors confirm that the move will lead to a growth in the economy of the region. Works Cited BBC Business News. Airbus and Japan Airlines agree landmark $9.5bn deal. 7 October 2013. Web. This essay on International Management Current Event was written and submitted by user Midnight to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here. International Management Current Event

Using A Sample Essay On Stress And Mental Illness

Using A Sample Essay On Stress And Mental IllnessWhether you are going to an interview, a date, or a book signing, having a sample essay on stress and mental illness can be incredibly useful. They can also help you out if you are trying to get the attention of the boss that you really want for the job. With this particular form of writing, you will be able to express yourself in a manner that many others will find to be interesting.Writing a sample essay on stress and mental illness is easy if you know how to do it right. This means that you need to start by looking at examples that are relevant to your position as well as your career goals. There are some places that will give you samples that you can use for free and others that you may have to pay for.When you are thinking about what type of essay you want to write, you should look at the type of information that is provided. These include topics like hobbies, activities, family history, and values. You may also find that your wor k office has already included these types of things in the assignment; so be sure to write an essay that is relevant to your work needs.Having a sample essay on stress and mental illness can be a great way to show that you know the material and that you can apply it. It can also help you stand out from the crowd of people who are applying for the same position. You can also use this essay to demonstrate that you are interested in the material and that you are prepared to put forth effort and research if you need to be.The best part about a sample essay on stress and mental illness is that it will allow you to give examples and explanations without breaking the flow of the essay. For example, you could write about how much you enjoyed taking care of animals at home as opposed to going to a veterinary school. By being able to read between the lines, you will be able to tell a story without having to worry about too much exposition.However, if you are going to be attending an actual jo b interview or something similar, you will want to be able to discuss the basic ideas and facts without having to go off on a tangent. In this case, you will want to choose a topic that is relevant to the job that you are applying for. This can help you keep things down to a more reasonable level and can help you when you are under pressure in an interview.A sample essay on stress and mental illness can be the difference between you getting hired or getting passed over. So if you can take a few minutes to go through a sample and see what is involved, it can make all the difference. Since so many people are applying for the same positions, having a clear idea of what they are looking for in an applicant can make the difference between an interview and getting the job.If you do not feel comfortable with doing this, then it is a good idea to hire a company that will go through the process for you. These companies can also make sample essays available to any individual that wants to tak e a look at them. You just need to be sure that you know what they will look like before you hire one.